Free homeowner decision tools
Do the math before you spend money on a home repair.
HomeRepairMath turns repair quotes, replacement costs, age, condition, and other practical inputs into clear decision guidance — with the assumptions shown.
Try the calculatorRepair vs. replace calculator
Is this repair still worth it?
Enter a few numbers to get a transparent first-pass recommendation.
Typical life used: about 11 years.
Estimated life remaining: about 4 years.
50% rule reference: a repair around $450 is half the replacement cost.
- Age is about 64% of the typical life used by this model.
- The repair quote is about 39% of the replacement cost.
- No prior repairs were entered, which reduces replacement pressure.
How this score works
The current model weights age at 38%, repair cost versus replacement cost at 37%, overall condition at 15%, and recent repair history at 10%. The score is a weighted planning index, not a probability that the unit will fail and not a forecast of how many years it will actually last. The “life remaining” line only compares age with the typical-life benchmark. Safety issues, active leaks, combustion concerns, electrical damage, refrigerant problems, or a professional diagnosis can override the score.
Repair-or-replace guides
Start with the thing you’re deciding about.
Washer
Compare a washer repair quote with replacement cost, age, and overall condition.
Dryer
Estimate whether repairing an aging clothes dryer is still economical.
Refrigerator
Use age, repair cost, replacement cost, and condition to evaluate a refrigerator repair.
Dishwasher
Check whether a dishwasher repair still makes financial sense.
Water heater
Compare water-heater repair cost with age, condition, and replacement economics.
HVAC
Use a first-pass financial screen for a central heating or cooling repair decision.
More calculators
Price the decision, not just the part.
DIY or hire a pro?
Compare a professional quote with materials, tools, your time, difficulty, and rework risk.
Project cost estimator
Build a budget from your local material costs, labor assumptions, fees, and contingency.
Appliance life estimator
Estimate replacement pressure from age, condition, maintenance, and usage.
Energy payback calculator
Compare the extra cost of an efficient option with annual energy savings over your ownership horizon.
Why the math matters
A repair quote alone doesn’t tell you whether a repair is smart.
A $400 repair could be an easy yes on a newer $1,800 appliance and a poor bet on an older $650 appliance. The useful question is how the repair cost compares with replacement cost, expected remaining life, condition, repair history, and future operating costs.
HomeRepairMath is built around showing those assumptions instead of hiding them behind a vague recommendation. Each calculator should explain what moved the result and where professional judgment still matters.
Transparent by design
These calculators are planning tools, not guarantees. Actual repair life, local labor rates, safety requirements, permit rules, and hidden damage can change the economics. HomeRepairMath favors simple, inspectable formulas and clearly labels assumptions.